Published October 11, 2026 in Market Update

Inventory stays tighter here than it does nationally

By Maggie Love

Real estate, Primary market

The National Association of Realtors counted 4.9 months of supply across the country for August 2026, the highest level in over ten years. Every ZIP code in this Primary market sits below that number. That one fact shapes everything else you will read here.

These numbers cover the three months ending August 31, 2026, counted by the Real Estate Data Aggregator across ZIPs 75022, 75028, 76034, 76092, 76054, 76051, 76180, 76182, 76262, 76248, 76039 and 76022.

How tight is supply, ZIP by ZIP?

The Real Estate Data Aggregator shows months of supply ranging from 1.9 to 3.5 across the Primary market. The tightest spot, 76054, dropped a full month from a year ago. The loosest, 76092, still sits well under the national 4.9 months.

What tighter supply means for sellers

When fewer homes are available, sellers keep more pricing power. The Real Estate Data Aggregator shows that across the Primary market, 1,374 homes sold in the three months ending August 31, 2026. Homes for sale totaled 1,283, down 5.2% from the same months of 2025.

Fewer listings coming to market, and fewer homes sitting available, is why sellers in most of these ZIPs still have a real edge. That said, sales and pending counts are both slightly off from last year, so it is not one-sided.

Where sellers are seeing the strongest results

In 76051, the Real Estate Data Aggregator counted 47.9% of homes going under contract within two weeks of listing. In 76092, that share jumped 17.6 points from a year ago to reach 41.2%. In 76054, nearly 1 in 3 homes sold above list price, up 14.9 points year over year.

Where buyers have a little more room

Not every ZIP is equally tight. In 76262, the Real Estate Data Aggregator counted 3.3 months of supply and a median of 41 days on market. In 76180, homes took a median of 42 days and the sale-to-list ratio dipped to 97.6%. Buyers in those ZIPs have a little more time and a little more negotiating room.

Mortgage rates add pressure for buyers everywhere

Freddie Mac put the average 30-year fixed rate at 7.40% as of October 8, 2026. The 15-year fixed averaged 6.73% the same week. CNBC reported rates hitting above 7.5% earlier in October. That cost is real, and it is worth building into any plan.

Nationally, the National Association of Realtors reported existing-home sales fell 2.0% month over month in August 2026. Year-to-date through August, sales were still up 1.6% from 2025. The Primary market broadly mirrors that mixed picture.

Prices: mostly holding, with a few soft spots

Several ZIPs posted solid price gains. The Real Estate Data Aggregator shows 75022 up 10.1% to $820,000 and 76039 up 11.6% to $405,000. A few ZIPs dipped: 76248 fell 7.8% to $650,000 and 76022 fell 6.7% to $317,500. Prices are not moving in one direction across every street.

One street can read very differently from the whole ZIP

ZIP-level numbers tell a useful story. But one street, one price range or one home style can sit in a very different spot. The supply picture in your part of the market may be tighter or softer than the ZIP average shows.