Published October 11, 2026 in Market Update

Primary market sales held nearly flat even with rates above 7%

By Maggie Love

Real estate, Primary market

Rates above 7% did not stop buyers here. That tells you demand is still real. It just means pricing and preparation matter more than they did a year ago.

Freddie Mac put the 30-year fixed rate at 7.40% as of October 8, 2026. That is a real headwind for buyers. Yet the Real Estate Data Aggregator still counted 1,160 closed sales across the Primary market. Sales slipped only 0.8% from the same three months in 2025. Demand did not disappear. It got more careful.

The National Association of Realtors reported existing-home sales fell 2.0% month over month in August 2026 nationally. Our market held up better than that. Realtor.com noted active listings nationally are up 6.7% from a year ago. Here, the Real Estate Data Aggregator shows homes for sale across the Primary market actually fell 4.8%. Less competition for buyers, more pressure on sellers to price well.

How each ZIP code is reading right now

The story is not the same everywhere. Here is what the Real Estate Data Aggregator counted in the three months ending August 31, 2026, ZIP by ZIP.

Where prices moved up

ZIP 75022 had the strongest price growth. The Real Estate Data Aggregator put the median sale price there at $820,000, up 10.1% from a year ago. Sales in 75022 also rose, up 17.9%. That is one of the few ZIPs where both price and volume climbed together.

ZIP 76034 saw its median price reach $1,050,000, up 6.1% from a year ago, according to the Real Estate Data Aggregator. ZIP 76262 hit $710,000, up 6.4%. Both are moving in a positive direction even with rates where they are.

Where prices dipped a little

A few ZIPs saw prices soften. The Real Estate Data Aggregator shows 76248 median price fell 7.8% to $650,000. ZIP 76022 dropped 6.7% to $317,500. ZIP 75067 slipped 2.2% to $362,000. A dip does not mean distress. In 76248, the Real Estate Data Aggregator still counted 167 sales, up 14.4% from a year ago. More buyers, lower prices, more activity.

Not every home sold fast either. ZIP 76262 had a median of 41 days on market. ZIP 75067 came in at 36 days. Both are longer than the market average. Pricing carefully from day one matters more in those ZIPs.

Speed: which ZIPs moved fastest

ZIP 76051 was the fastest. The Real Estate Data Aggregator put its median days on market at 23, five days shorter than a year ago. Nearly half of homes there, 47.9%, went under contract within two weeks of listing. That is the highest share in the Primary market.

How sellers are doing on price

Nationally, a Redfin senior economist noted mortgage rates sitting above 7%, and Redfin reported 21% of U.S. home sellers dropped their asking price in the past four weeks. Here, the Real Estate Data Aggregator tells a different story. Most ZIPs in the Primary market are closing at 97.8% to 99.4% of list price. That means sellers are not giving much away.

ZIP 76051 also led on above-list sales. The Real Estate Data Aggregator counted 33.3% of homes there selling above list price, up 11.2 points from a year ago. ZIP 75022 came in at 25.9%, up 8 points. Those are meaningful jumps even with rates above 7%.

Supply stayed tight

The National Association of Realtors put national months of supply at 4.9 months, the highest in over ten years. The Primary market is tighter than that. The Real Estate Data Aggregator shows most ZIPs here running between 2.3 and 3.5 months of supply. ZIP 75028 had the lowest at 2.3 months. ZIP 76092 had the most at 3.5 months.

Tighter supply helps sellers hold price. It also means buyers have fewer choices. Both sides feel it. Realtor.com reported homes nationally are spending one fewer day on the market than a year ago. In the Primary market, several ZIPs are moving faster than that.

One street can read very differently

These numbers cover whole ZIP codes. One street, one price range or one home style can tell a different story. The data above is a starting point, not a final answer for your home.